African American mother and son visiting daughter in hospital

Understanding My Hospital Bill

Some payments may be required from you at the time services are provided including:

  • Insurance deductibles
  • Co-pays
  • Payment for services not covered by insurance

The bill you receive from Anderson Hospital reflects services received during your visit, which may include:

  • Cardiovascular
  • Lab
  • Pharmacy
  • Radiology
  • Room
  • Surgery
  • Therapies


Other Professional Fees

If you have certain tests or treatments in the hospital, you may receive bills from physicians you did not see in person. These bills are for professional services rendered by these doctors in diagnosing and interpreting test results while you were a patient. These services have been ordered by your attending physician. Pathologists, radiologists, cardiologists, pulmonologists, intensivists, hospitalists, anesthesiologists and other specialists perform these services and are required to submit separate bills. If you have questions about these bills, please call the number printed on the statement you receive from them.

If you have insurance coverage, we will bill your insurance carrier soon after healthcare services have been provided. However, if you do not have insurance coverage, you will receive the bill directly. The bill will clearly state the services provided and when your payment is due.

Billing and Collections Policy


Financial Assistance

If you are uninsured or under-insured, you may qualify for financial assistance from Anderson Hospital.

For more information regarding your eligibility for financial assistance, click here. 


Common Billing Definitions

Deductible: the annual dollar threshold of out-of-pocket expenses that a patient must pay before the insurance company begins to pay more or all of the expenses

Deductible Met: the year-to-date amount of the deductible that has been paid by the patient

Out-of-Pocket Max: the annual maximum amount of out-of-pocket expenses the patient must pay before insurance covers all other expenses for the remainder of the covered benefit period

Out-of-Pocket Met: the year-to-date amount of the out-of-pocket maximum that has been paid by the patient

Co-pay: the patient’s financial responsibility for specified services. This may include different levels of payment for each inpatient hospitalization, ER visit, etc.

Co-insurance: a form of cost sharing that requires the patient to pay a percentage of medical expenses after the deductible amount has been paid.